Is FirstCash Holdings, Inc (FCFS) halal? Halal. Based on AAOIFI screening, FirstCash Holdings, Inc passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 83/100 (Grade: A).

FirstCash Holdings, Inc

FCFS: Is FirstCash Holdings, Inc Halal?

Halal

FirstCash Holdings, Inc

NASDAQFinancial ServicesUS

$209.25

-2.11%

Purify ~0.3% of income

About FirstCash Holdings, Inc

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2021, it operated 1,081 stores in the United States and the District of Columbia; 1,656 stores in Mexico; 60 stores in Guatemala; 13 stores in El Salvador; and 15 stores in Colombia. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas.

Sector: Financial Services 路 Industry: Financial - Credit Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026
A

Very Good

Strong compliance across all metrics

83Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap17.4% / 30.0%

Compliance History

  1. Halalnow

    since Jun 2026

  2. Not Halal

    until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: Q1 2026Source: EDGAR

Purify Your FCFS Dividends

0.3% non-compliant income

FCFS has 0.3% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

9.2B

Price

$209.25

Sector

Financial Services

Industry

Financial - Credit Services

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Frequently Asked Questions

Is FirstCash Holdings, Inc (FCFS) halal to invest in?
Based on AAOIFI Standard 21 screening, FirstCash Holdings, Inc (FCFS) is rated Halal with a compliance grade of A (Very Good). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).
Why did FirstCash Holdings, Inc get a A compliance rating?
FirstCash Holdings, Inc (FCFS) received a grade of A (Very Good) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 17.4% (limit 30%); interest-bearing deposits of 1.5% (limit 30%); prohibited income of 0.33% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change FirstCash Holdings, Inc's Shariah verdict?
FirstCash Holdings, Inc's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is FirstCash Holdings, Inc re-screened for Shariah compliance?
FirstCash Holdings, Inc (FCFS) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.