Is PayPal Holdings, Inc. (PYPL) halal? Doubtful. Based on AAOIFI screening, PayPal Holdings, Inc. passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 30/100 (Grade: C-).

PayPal Holdings, Inc. logo

PYPL β€” Is PayPal Holdings, Inc. Halal?

Doubtful

PayPal Holdings, Inc.

NASDAQFinancial ServicesUS

$49.57

+0.83%

About PayPal Holdings, Inc.

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.

Sector: Financial Services Β· Industry: Financial - Credit Services

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Is PayPal (PYPL) Stock Halal? Shariah Compliance Analysis

Why This Stock Is Doubtful

  • Interest-bearing deposits are 29.1% of market cap β€” near the 30% threshold

Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.

Shariah Compliance Status

Based on AAOIFI screening standards

C-

Borderline

Borderline compliance β€” monitor closely

30Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap21.5% / 30.0%
Screened: Apr 17, 2026Fiscal: 2026-2025-FYSource: FMP

Purify Your PYPL Dividends

2.1% non-compliant income

PYPL has 2.1% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

45.6B

Price

$49.57

Sector

Financial Services

Industry

Financial - Credit Services

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Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.