What is CNB Financial Corporation's Shariah compliance score?

CNB Financial Corporation's (CCNE) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does CNB Financial Corporation pass AAOIFI screening?

CNB Financial Corporation (CCNE) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (CCNE: 33.1%), (3) interest-bearing deposits below 30% (CCNE: 99.7%), and (4) prohibited income below 5% (CCNE: 96.9%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for CNB Financial Corporation stock?

CNB Financial Corporation (CCNE) has a non-permissible income ratio of 96.91%. Muslim investors should purify this percentage of any dividends received and capital gains realized from CCNE shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen CNB Financial Corporation for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for CNB Financial Corporation (CCNE) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about CCNE's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is CNB Financial Corporation (CCNE) halal? Not Halal. Based on AAOIFI screening, CNB Financial Corporation has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

CCNE: Is CNB Financial Corporation Halal?

Not Halal

CNB Financial Corporation

NASDAQFinancial ServicesUS

$31.91

-0.93%

AvoidBorderlineClean

About CNB Financial Corporation

CNB Financial Corporation functions as the parent company for CNB Bank, offering a full spectrum of banking products and services to a varied customer base that includes individuals, businesses, government entities, and institutional clients. Its deposit offerings cover checking, savings, and certificates of deposit. The corporation also provides a range of loan products, such as real estate, commercial, industrial, residential, and consumer financing, along with other specialized financial services. Additionally, it delivers wealth and asset management expertise, handling the administration of trusts, estates, retirement plans, and various employee benefit programs, in addition to broader wealth advisory services. The company further diversifies its activities by investing in debt and equity securities, distributing non-proprietary annuities and insurance products, and extending both small unsecured loans and secured loans, primarily collateralized by automobiles and equipment. As of February 8, 2022, CNB Financial Corporation's operations included a private banking division, three loan production offices, one drive-up facility, and 45 full-service branch locations spread across Pennsylvania, Ohio, New York, and Virginia. Founded in 1865, the company's headquarters are situated in Clearfield, Pennsylvania.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 18, 2026

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap33.1% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 18, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

945.5M

Price

$31.91

Sector

Financial Services

Industry

Banks - Regional

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$388.60

+0.17%

SLVA+

iShares Silver Trust

$60.61

+0.47%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

IPCXA+

Inflection Point Acquisition Corp. III

$10.31

+0.00%

AXINA+

Axiom Intelligence Acquisition Corp 1

$10.42

+0.29%

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PYPL

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BAC

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WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is CNB Financial Corporation (CCNE) halal to invest in?

CNB Financial Corporation (CCNE) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did CNB Financial Corporation get a F compliance rating?

CNB Financial Corporation (CCNE) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 33.1% (limit 30%); interest-bearing deposits of 99.7% (limit 30%); prohibited income of 96.91% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change CNB Financial Corporation's Shariah verdict?

CNB Financial Corporation's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is CNB Financial Corporation re-screened for Shariah compliance?

CNB Financial Corporation (CCNE) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.