What is Commercial Bancgroup, Inc. Common Stock's Shariah compliance score?

Commercial Bancgroup, Inc. Common Stock's (CBK) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Commercial Bancgroup, Inc. Common Stock pass AAOIFI screening?

Commercial Bancgroup, Inc. Common Stock (CBK) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (CBK: 39.2%), (3) interest-bearing deposits below 30% (CBK: 0.0%), and (4) prohibited income below 5% (CBK: 92.5%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Commercial Bancgroup, Inc. Common Stock stock?

Commercial Bancgroup, Inc. Common Stock (CBK) has a non-permissible income ratio of 92.45%. Muslim investors should purify this percentage of any dividends received and capital gains realized from CBK shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Commercial Bancgroup, Inc. Common Stock for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Commercial Bancgroup, Inc. Common Stock (CBK) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about CBK's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is Commercial Bancgroup, Inc. Common Stock (CBK) halal? Not Halal. Based on AAOIFI screening, Commercial Bancgroup, Inc. Common Stock passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

CBK: Is Commercial Bancgroup, Inc. Common Stock Halal?

Not Halal

Commercial Bancgroup, Inc. Common Stock

NASDAQFinancial ServicesUS

$29.69

+2.20%

AvoidBorderlineClean

About Commercial Bancgroup, Inc. Common Stock

Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.

Sector: Financial Services · Industry: Banks

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 18, 2026

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap39.2% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 18, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

406.8M

Price

$29.69

Sector

Financial Services

Industry

Banks

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

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SLVA+

iShares Silver Trust

$60.61

+0.47%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

IPCXA+

Inflection Point Acquisition Corp. III

$10.31

+0.00%

AXINA+

Axiom Intelligence Acquisition Corp 1

$10.42

+0.29%

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Free · No credit card required

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Frequently Asked Questions

Is Commercial Bancgroup, Inc. Common Stock (CBK) halal to invest in?

Commercial Bancgroup, Inc. Common Stock (CBK) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Commercial Bancgroup, Inc. Common Stock get a F compliance rating?

Commercial Bancgroup, Inc. Common Stock (CBK) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 39.2% (limit 30%); interest-bearing deposits of 0.0% (limit 30%); prohibited income of 92.45% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Commercial Bancgroup, Inc. Common Stock's Shariah verdict?

Commercial Bancgroup, Inc. Common Stock's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Commercial Bancgroup, Inc. Common Stock re-screened for Shariah compliance?

Commercial Bancgroup, Inc. Common Stock (CBK) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.