Is Bain Capital Specialty Finance, Inc. (BCSF) halal? Not Halal. Based on AAOIFI screening, Bain Capital Specialty Finance, Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Bain Capital Specialty Finance, Inc.

BCSF: Is Bain Capital Specialty Finance, Inc. Halal?

Not Halal

Bain Capital Specialty Finance, Inc.

NYSEFinancial ServicesUS

$13.35

+0.15%

About Bain Capital Specialty Finance, Inc.

Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.

Sector: Financial Services 路 Industry: Asset Management

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 18, 2026
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap183.4% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 18, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

866.0M

Price

$13.35

Sector

Financial Services

Industry

Asset Management

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Bain Capital Specialty Finance, Inc. (BCSF) halal to invest in?
Bain Capital Specialty Finance, Inc. (BCSF) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Bain Capital Specialty Finance, Inc. get a F compliance rating?
Bain Capital Specialty Finance, Inc. (BCSF) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 183.4% (limit 30%); interest-bearing deposits of 16.9% (limit 30%); prohibited income of 114.23% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Bain Capital Specialty Finance, Inc.'s Shariah verdict?
Bain Capital Specialty Finance, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Bain Capital Specialty Finance, Inc. re-screened for Shariah compliance?
Bain Capital Specialty Finance, Inc. (BCSF) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 18, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.