Is Aspen Insurance Holdings Limited (AHL) halal? Not Halal. Based on AAOIFI screening, Aspen Insurance Holdings Limited has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Aspen Insurance Holdings Limited

AHL: Is Aspen Insurance Holdings Limited Halal?

Not Halal

Aspen Insurance Holdings Limited

NYSEFinancial ServicesUS

$37.50

+0.00%

About Aspen Insurance Holdings Limited

Aspen Insurance Holdings Limited, operating through its various subsidiaries, provides a broad spectrum of insurance and reinsurance solutions across numerous international markets. Its global presence extends to Australia, Asia, the United Kingdom, Ireland, the wider European continent, the United States, and Canada. The company's diverse product portfolio includes a range of reinsurance and retrocession coverages, specifically addressing property catastrophe, other property risks, casualty, and specialty areas. Furthermore, it underwrites various direct insurance policies, such as first-party coverage, specialized insurance lines, casualty protection, and financial and professional liability insurance. These offerings are primarily distributed through a well-established network of brokers and reinsurance intermediaries. Originally known as Exali Reinsurance Holdings Ltd, the company officially changed its name to Aspen Insurance Holdings Limited in November 2002. Founded in 2002, its corporate headquarters are situated in Hamilton, Bermuda.

Sector: Financial Services 路 Industry: Insurance - Property & Casualty

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 18, 2026
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: Insurance - Property & Casualty

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap10.9% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 18, 2026Fiscal: FY 2024Source: FMP

Financial Overview

Market Cap

3.4B

Price

$37.50

Sector

Financial Services

Industry

Insurance - Property & Casualty

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Frequently Asked Questions

Is Aspen Insurance Holdings Limited (AHL) halal to invest in?
Aspen Insurance Holdings Limited (AHL) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Aspen Insurance Holdings Limited get a F compliance rating?
Aspen Insurance Holdings Limited (AHL) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 10.9% (limit 30%); interest-bearing deposits of 171.1% (limit 30%); prohibited income of 0.00% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Aspen Insurance Holdings Limited's Shariah verdict?
Aspen Insurance Holdings Limited's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Aspen Insurance Holdings Limited re-screened for Shariah compliance?
Aspen Insurance Holdings Limited (AHL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 18, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.