Is SAP SE (SAP) halal? Doubtful. Based on AAOIFI screening, SAP SE passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 57/100 (Grade: C+).

SAP SE logo

SAP — Is SAP SE Halal?

Doubtful

SAP SE

NYSETechnologyUS

$172.90

+0.86%

Why This Stock Is Doubtful

  • Prohibited income is 5.0% of revenue — close to the 5% limit

Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.

Shariah Compliance Status

Based on AAOIFI screening standards

C+

Fair

Some financial ratios approaching limits

57Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap3.9% / 30.0%
Screened: Apr 17, 2026Fiscal: 2025-FYSource: YAHOO

Purify Your SAP Dividends

5.0% non-compliant income

SAP has 5.0% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

201.5B

Price

$172.90

Sector

Technology

Industry

Software—Application

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Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.