What is Repay Holdings Corporation's Shariah compliance score?

Repay Holdings Corporation's (RPAY) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Repay Holdings Corporation pass AAOIFI screening?

Repay Holdings Corporation (RPAY) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (RPAY: 91.4%), (3) interest-bearing deposits below 30% (RPAY: 54.0%), and (4) prohibited income below 5% (RPAY: 1.8%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Repay Holdings Corporation stock?

Repay Holdings Corporation (RPAY) has a non-permissible income ratio of 1.75%. Muslim investors should purify this percentage of any dividends received and capital gains realized from RPAY shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Repay Holdings Corporation for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Repay Holdings Corporation (RPAY) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about RPAY's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is Repay Holdings Corporation (RPAY) halal? Not Halal. Based on AAOIFI screening, Repay Holdings Corporation passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

RPAY: Is Repay Holdings Corporation Halal?

Not Halal

Repay Holdings Corporation

NASDAQTechnologyUS

$3.93

-2.48%

AvoidBorderlineClean

About Repay Holdings Corporation

Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Sector: Technology · Industry: Software - Infrastructure

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap91.4% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: Q1 2026Source: EDGAR

Financial Overview

Market Cap

346.2M

Price

$3.93

Sector

Technology

Industry

Software - Infrastructure

Halal Alternatives in Technology

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

UIA+

Ubiquiti Inc.

$608.16

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RCATA+

Red Cat Holdings, Inc.

$12.68

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PLTSA+

Platinum Analytics Cayman Limited Class A Ordinary Shares

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0005.KLA+

UCrest Bhd

$0.07

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0008.KLA+

Willowglen MSC Bhd

$0.30

+0.00%

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MSFT

Microsoft Corporation

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GOOGL

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AAPL

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Frequently Asked Questions

Is Repay Holdings Corporation (RPAY) halal to invest in?

Repay Holdings Corporation (RPAY) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Repay Holdings Corporation get a F compliance rating?

Repay Holdings Corporation (RPAY) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 91.4% (limit 30%); interest-bearing deposits of 54.0% (limit 30%); prohibited income of 1.75% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Repay Holdings Corporation's Shariah verdict?

Repay Holdings Corporation's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Repay Holdings Corporation re-screened for Shariah compliance?

Repay Holdings Corporation (RPAY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.