Is Orchid Island Capital, Inc. (ORC) halal? Not Halal. Based on AAOIFI screening, Orchid Island Capital, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Orchid Island Capital, Inc.

ORC: Is Orchid Island Capital, Inc. Halal?

Not Halal

Orchid Island Capital, Inc.

NYSEReal EstateUS

$6.74

-0.66%

About Orchid Island Capital, Inc.

Orchid Island Capital, Inc., a specialty finance company, invests in residential mortgage-backed securities (RMBS) in the United States. The company's RMBS is backed by single-family residential mortgage loans, referred as Agency RMBS. Its portfolio includes traditional pass-through Agency RMBS, such as mortgage pass through certificates and collateralized mortgage obligations; and structured Agency RMBS comprising interest only securities, inverse interest only securities, and principal only securities. The company qualifies as a real estate investment trust for federal income tax purposes. Orchid Island Capital, Inc. was incorporated in 2010 and is based in Vero Beach, Florida.

Sector: Real Estate 路 Industry: REIT - Mortgage

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: REIT - Mortgage

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap1020.0% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

1.0B

Price

$6.74

Sector

Real Estate

Industry

REIT - Mortgage

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Frequently Asked Questions

Is Orchid Island Capital, Inc. (ORC) halal to invest in?
Orchid Island Capital, Inc. (ORC) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Orchid Island Capital, Inc. get a F compliance rating?
Orchid Island Capital, Inc. (ORC) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 1020.0% (limit 30%); interest-bearing deposits of 72.1% (limit 30%); prohibited income of 230.63% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Orchid Island Capital, Inc.'s Shariah verdict?
Orchid Island Capital, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Orchid Island Capital, Inc. re-screened for Shariah compliance?
Orchid Island Capital, Inc. (ORC) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.