Is Annaly Capital Management, Inc. (NLY) halal? Not Halal. Based on AAOIFI screening, Annaly Capital Management, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Annaly Capital Management, Inc.

NLY: Is Annaly Capital Management, Inc. Halal?

Not Halal

Annaly Capital Management, Inc.

NYSEReal EstateUS

$21.30

-0.98%

About Annaly Capital Management, Inc.

Annaly Capital Management, Inc., a diversified capital manager, engages in mortgage finance and corporate middle market lending. The company invests in agency mortgage-backed securities, mortgage servicing rights, Agency commercial mortgage-backed securities, non-Agency residential mortgage assets, residential mortgage loans, credit risk transfer securities, corporate debts, and other commercial real estate investments. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. The company was founded in 1996 and is based in New York, New York.

Sector: Real Estate 路 Industry: REIT - Mortgage

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: REIT - Mortgage

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap675.7% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

15.6B

Price

$21.30

Sector

Real Estate

Industry

REIT - Mortgage

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Frequently Asked Questions

Is Annaly Capital Management, Inc. (NLY) halal to invest in?
Annaly Capital Management, Inc. (NLY) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Annaly Capital Management, Inc. get a F compliance rating?
Annaly Capital Management, Inc. (NLY) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 675.7% (limit 30%); interest-bearing deposits of 12.3% (limit 30%); prohibited income of 89.00% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Annaly Capital Management, Inc.'s Shariah verdict?
Annaly Capital Management, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Annaly Capital Management, Inc. re-screened for Shariah compliance?
Annaly Capital Management, Inc. (NLY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.