Is Jack Henry & Associates, Inc. (JKHY) halal? Halal. Based on AAOIFI screening, Jack Henry & Associates, Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 92/100 (Grade: A+).

Jack Henry & Associates, Inc.

JKHY: Is Jack Henry & Associates, Inc. Halal?

Halal

Jack Henry & Associates, Inc.

NASDAQTechnologyUS

$129.29

-0.81%

Purify ~1.2% of income

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. (JHA) is a prominent provider of technology and payment processing solutions, primarily catering to financial institutions throughout the United States. The company's operations are segmented into four key areas: Core, Payments, Complementary, and Corporate & Other. Under its Jack Henry Banking brand, JHA offers comprehensive information and transaction processing systems designed for a diverse range of banks, from community-focused establishments to large institutions with multi-billion-dollar assets. Notable products within this brand include SilverLake, a robust platform particularly well-suited for commercially-oriented banks; CIF 20/20, an intuitive system driven by customizable parameters; and Core Director, an economical solution known for its user-friendly point-and-click interface. For credit unions, the Symitar brand delivers essential core data processing capabilities, prominently featuring its powerful Episys platform. The ProfitStars brand extends JHA's specialized offerings to both financial institutions and corporate clients. These solutions encompass tools for enhancing financial performance, streamlining imaging and payments processes, strengthening information security and risk management, optimizing retail delivery channels, and providing modern online and mobile functionalities. Beyond these specific brands, Jack Henry furnishes an integrated suite of applications crucial for managing fundamental banking operations such such as deposit, loan, and general ledger transactions, as well as maintaining a centralized repository of customer and member information. Furthermore, its complementary products and services empower core banking and credit union clients to effectively adapt to the evolving demands and expectations of their customers and members. The company's service portfolio also includes various digital products and services, advanced electronic payment solutions, the resale of hardware systems (such as servers, workstations, and scanners), and critical implementation, training, and ongoing support services. Established in 1976, Jack Henry & Associates, Inc. is headquartered in Monett, Missouri.

Sector: Technology 路 Industry: Information Technology Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026
A+

Excellent

Exceptionally strong compliance

92Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap0.7% / 30.0%

Compliance History

Halal, unchanged since Jun 2026.

No status changes recorded since we began tracking.

Tracked since Jun 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: Q3 2026Source: FMP

Purify Your JKHY Dividends

1.2% non-compliant income

JKHY has 1.2% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

9.2B

Price

$129.29

Sector

Technology

Industry

Information Technology Services

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Frequently Asked Questions

Is Jack Henry & Associates, Inc. (JKHY) halal to invest in?
Based on AAOIFI Standard 21 screening, Jack Henry & Associates, Inc. (JKHY) is rated Halal with a compliance grade of A+ (Excellent). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).
Why did Jack Henry & Associates, Inc. get a A+ compliance rating?
Jack Henry & Associates, Inc. (JKHY) received a grade of A+ (Excellent) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.7% (limit 30%); interest-bearing deposits of 1.1% (limit 30%); prohibited income of 1.22% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Jack Henry & Associates, Inc.'s Shariah verdict?
Jack Henry & Associates, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Jack Henry & Associates, Inc. re-screened for Shariah compliance?
Jack Henry & Associates, Inc. (JKHY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.