What is Jiayin Group Inc.'s Shariah compliance score?

Jiayin Group Inc.'s (JFIN) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Jiayin Group Inc. pass AAOIFI screening?

Jiayin Group Inc. (JFIN) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (JFIN: 342.2%), (3) interest-bearing deposits below 30% (JFIN: 30.2%), and (4) prohibited income below 5% (JFIN: 0.1%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Jiayin Group Inc. stock?

Jiayin Group Inc. (JFIN) has a non-permissible income ratio of 0.14%. Muslim investors should purify this percentage of any dividends received and capital gains realized from JFIN shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Jiayin Group Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Jiayin Group Inc. (JFIN) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about JFIN's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is Jiayin Group Inc. (JFIN) halal? Not Halal. Based on AAOIFI screening, Jiayin Group Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

JFIN: Is Jiayin Group Inc. Halal?

Not Halal

Jiayin Group Inc.

NASDAQCommunication ServicesCN

$4.17

-4.14%

AvoidBorderlineClean

About Jiayin Group Inc.

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.

Sector: Communication Services · Industry: Internet Content & Information

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 17, 2026

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap342.2% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

217.8M

Price

$4.17

Sector

Communication Services

Industry

Internet Content & Information

Halal Alternatives in Communication Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

WSHPA+

WeShop Holdings Limited Class A Ordinary Shares

$6.17

-8.59%

RDDTA+

Reddit, Inc.

$181.88

+12.20%

GSATA+

Globalstar, Inc.

$82.64

+0.18%

CHTA+

Chunghwa Telecom Co., Ltd.

$45.52

-1.62%

OPRAA

Opera Limited

$18.34

-3.81%

More Communication Services Stocks

DIS

The Walt Disney Company

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B+

Verizon Communications Inc.

AT&T Inc.

CMCSA

Comcast Corporation

Electronic Arts Inc.

B+

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Frequently Asked Questions

Is Jiayin Group Inc. (JFIN) halal to invest in?

Jiayin Group Inc. (JFIN) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Jiayin Group Inc. get a F compliance rating?

Jiayin Group Inc. (JFIN) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 342.2% (limit 30%); interest-bearing deposits of 30.2% (limit 30%); prohibited income of 0.14% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Jiayin Group Inc.'s Shariah verdict?

Jiayin Group Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Jiayin Group Inc. re-screened for Shariah compliance?

Jiayin Group Inc. (JFIN) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.