Is Citi Trends, Inc. (CTRN) halal? Not Halal. Based on AAOIFI screening, Citi Trends, Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Citi Trends, Inc.

CTRN: Is Citi Trends, Inc. Halal?

Not Halal

Citi Trends, Inc.

NASDAQConsumer CyclicalUS

$50.64

+5.57%

About Citi Trends, Inc.

Citi Trends, Inc. functions as a discount retail chain specializing in fashion apparel, accessories, and home goods. Its extensive product range includes a variety of clothing options for the entire family: men's fashion sportswear and footwear, women's sportswear, sleepwear, lingerie, and scrubs, as well as a selection of apparel, uniforms, and related accessories for children from newborns to teens. Beyond clothing, the company stocks a wide array of accessories and beauty items like handbags, luggage, jewelry, watches, eyewear, hats, and belts. It also provides essential undergarments and outerwear for both men and women. The home and lifestyle segment covers furnishings and decor for various rooms (bedroom, bathroom, kitchen), alongside a diverse selection of general merchandise, including food, tech gadgets, sporting goods, health products, seasonal decor, books, and toys. Citi Trends primarily serves African American and Latinx households across the United States. As of January 29, 2022, the company maintained a footprint of 609 stores located in both urban and rural communities across 33 U.S. states. Founded in 1946, the company initially operated as Allied Fashion, Inc., before officially changing its name to Citi Trends, Inc. in 2001. Its corporate headquarters are situated in Savannah, Georgia.

Sector: Consumer Cyclical 路 Industry: Apparel - Retail

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 14, 2026
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap52.9% / 30.0%

Compliance History

  1. Not Halalnow

    since Jun 2026

  2. Halal

    until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 14, 2026Fiscal: Q1 2026Source: FMP

Financial Overview

Market Cap

421.8M

Price

$50.64

Sector

Consumer Cyclical

Industry

Apparel - Retail

Halal Alternatives in Consumer Cyclical

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

Marriott International, Inc.
MARA+

Marriott International, Inc.

$394.61

-0.28%

Rollins, Inc.
ROLA+

Rollins, Inc.

$46.79

-0.23%

Tractor Supply Company
TSCOA+

Tractor Supply Company

$29.78

+1.40%

Gentex Corporation
GNTXA+

Gentex Corporation

$24.63

+2.28%

Modine Manufacturing Company
MODA+

Modine Manufacturing Company

$275.23

-0.46%

More Consumer Cyclical Stocks

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A

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BKNG

Booking Holdings Inc.

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LOW

Lowe's Companies, Inc.

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Frequently Asked Questions

Is Citi Trends, Inc. (CTRN) halal to invest in?
Citi Trends, Inc. (CTRN) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Citi Trends, Inc. get a F compliance rating?
Citi Trends, Inc. (CTRN) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 52.9% (limit 30%); interest-bearing deposits of 14.5% (limit 30%); prohibited income of 0.23% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Citi Trends, Inc.'s Shariah verdict?
Citi Trends, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Citi Trends, Inc. re-screened for Shariah compliance?
Citi Trends, Inc. (CTRN) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 14, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.