Is ACV Auctions Inc. (ACVA) halal? Doubtful. Based on AAOIFI screening, ACV Auctions Inc. passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 55/100 (Grade: C+).

ACV Auctions Inc.

ACVA: Is ACV Auctions Inc. Halal?

Doubtful

ACV Auctions Inc.

NYSEConsumer CyclicalUS

$6.32

-3.36%

Purify ~1.1% of income

About ACV Auctions Inc.

ACV Auctions Inc. operates a digital marketplace that connects buyers and sellers for the online auction of wholesale vehicles. It also provides data services that offer insights into the condition and value of used vehicles, as well as offers customer financing services. ACV Auctions Inc. was incorporated in 2014 and is headquartered in Buffalo, New York.

Sector: Consumer Cyclical 路 Industry: Auto - Dealerships

Why This Stock Is Doubtful

  • Interest-bearing deposits are 29.6% of market cap, only 0.4 points below the 30% limit

Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.

Shariah Compliance Status

AAOIFI Standard 21Updated Jun 18, 2026
C+

Fair

Some financial ratios approaching limits

55Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap17.7% / 30.0%

Compliance History

  1. Doubtfulnow

    since Jun 2026

  2. Not Halal

    until the change above

  3. Doubtful

    until the change above

  4. Not Halal

    until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 18, 2026Fiscal: Q1 2026Source: EDGAR

Purify Your ACVA Dividends

1.1% non-compliant income

ACVA has 1.1% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

1.1B

Price

$6.32

Sector

Consumer Cyclical

Industry

Auto - Dealerships

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Frequently Asked Questions

Is ACV Auctions Inc. (ACVA) halal to invest in?
ACV Auctions Inc. (ACVA) is rated Doubtful under AAOIFI Standard 21. It passes the business activity screen but one or more financial ratios are approaching (though not yet exceeding) the AAOIFI thresholds (30% for debt and interest deposits, 5% for prohibited income). Consult a qualified Islamic finance scholar for a personal ruling.
Why did ACV Auctions Inc. get a C+ compliance rating?
ACV Auctions Inc. (ACVA) received a grade of C+ (Fair) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 17.7% (limit 30%); interest-bearing deposits of 29.6% (limit 30%); prohibited income of 1.10% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change ACV Auctions Inc.'s Shariah verdict?
ACV Auctions Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is ACV Auctions Inc. re-screened for Shariah compliance?
ACV Auctions Inc. (ACVA) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 18, 2026.

Screened according to AAOIFI Standard No. 21 路 For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.